Today I saw gas under $2.50 a gallon ($2.46 to be exact.) So, the price is still working it’s way down. I’m hoping it will get down another 20-30 cents by Thanksgiving.

On the downside for some people, I have seen news stories of people that “locked in” heating oil prices back in the summer because “everyone knows that the prices will keep going up.” Unfortunately for these people they took a risk and will be paying the price with higher heating oil and fuel costs this winter. This is no different from the oil futures market speculation. Sometimes you put your money where your prediction is and you get burned.